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SIP & Mutual Fund Calculator

Calculate your mutual fund returns, future wealth accumulation, and compound growth for monthly SIPs or lumpsum investments.

5001,00,000
%
1% (Conservative)12% (Equity MF)30% (Aggressive)
Yr
1 Year20 Years40 Years
Projected Total Wealth10 Years Horizon
11,61,695
Total Invested6,00,000
Est. Wealth Gain+5,61,695
Invested: 52%Gains: 48%
Growth Multiplier1.94x
Monthly Gain Rate1.00% / mo
Compounding MagicAccumulation Phase
Compounding Schedule

Year-by-Year Growth Table

Shows capital vs accumulated interest
YearInvested CapitalAccumulated GainsFuture Value
Year 160,000+4,04764,047
Year 21,20,000+16,2161,36,216
Year 31,80,000+37,5382,17,538
Year 42,40,000+69,1743,09,174
Year 53,00,000+1,12,4324,12,432
Year 63,60,000+1,68,7855,28,785
Year 74,20,000+2,39,8956,59,895
Year 84,80,000+3,27,6338,07,633
Year 95,40,000+4,34,1089,74,108
Year 106,00,000+5,61,69511,61,695
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Easy 3-Step Guide

How to use SIP Calculator Online

Complete your document tasks in seconds with zero complicated settings.

1

Choose Investment Mode

Select Monthly SIP for disciplined periodic investing or Lumpsum for one-time capital growth.

2

Enter Amount & Expected Return

Adjust the monthly contribution slider and set your expected annual CAGR return percentage.

3

View Wealth Growth & Compounding Schedule

Inspect your total invested amount, projected wealth gains, and full annual compounding breakdown.

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Frequently Asked Questions

Everything you need to know about privacy, security, and formats.

A Systematic Investment Plan (SIP) allows investors to invest a fixed sum of money periodically (typically monthly) into mutual funds, dollar-cost averaging market volatility and harnessing compounding growth.